Personal Checking

• Free online banking
• Transaction fee and Monthly Maintenance Charge waived for customers 26 years of age and younger
• Check images are included with statement
• Monthly Maintenance Charge and transaction fee will be waived when a $250.00 daily minimum balance or a $500.00 average daily collected balance (per statement cycle) is maintained
• Lower minimum balances are subject to a maintenance charge of $3.00 and an additional transaction fee of $0.15 for each debit in excess of 2 per statement cycle

Senior Citizen Checking

• Free checking for customers 62 years of age and older
• No minimum balance required
• Notify us if you qualify

NOW Checking

• No minimum balance required
• Interest Rate tiers at $500, $10,000, $25,000 and $75,000
• Interest is earned monthly on daily collected balance with rate tier
• Monthly maintenance Charge of $7.50 and an additional transaction fee of $0.15 for each debit in excess of 30 per statement cycle is waived by maintaining a $500 daily balance or average daily collected balance of $1,000

Health Savings Accounts

Tax-advantaged account that can be established to pay for qualified medical expenses for the account holder, their spouse, and dependents.

• Free Visa Debit Card available
• No monthly service charge
• Earn Interest on your balance
• Transfer fee of $30.00 to relocate account to another institution

Money Market Account

• No minimum balance required
• Limited transaction, interest-bearing account
• Interest rates tiered at $2,500, $10,000, $50,000 and $100,000
• Monthly Maintenance Charge of $7.50 is waived by maintaining a $2,500 daily balance or average daily collected balance of $5,000
• Limited to 6 withdrawals or transfers to another account of yours or a third party by means of a pre-authorized automatic transfer, telephone order, bill payment service, instruction, check, draft, debit card, or similar order per statement cycle
• Transaction fee of $7.00 for each debit in excess of 6 per statement cycle

Passbook Savings

• Interest-bearing account
• Receive 9 withdrawals per quarter without charge, each additional debit will incur a $0.25 transaction fee
• Limited to 6 withdrawals or transfers to another account of yours or a third party by means of a pre-authorized automatic transfer, telephone order, bill payment service, instruction, check, draft, debit card, or similar order per month
• Maintenance charge is waived when a minimum daily balance of $100.00 or average daily collected balance of $200.00 is maintained
• Lower minimum balances incur a monthly maintenance charge of $2.00
• Fees do not apply to customers 26 years of age and younger or customers age 62 and older.

Scribner Bank offers a wide range of personal loans to assist you whether you are purchasing a car or consolidating bills.  All of our loan decisions are made locally and in a timely manner.  Please visit us today to see how we can help you.

Automobile Loans

• Let us finance the new or used car of your dreams
• Competitive interest rates
• Flexible repayment terms

Bill Consolidation Loan

• Let us consolidate your higher rate loans into a single loan
• Competitive interest rates
• Adequate collateral is required

Nebraska Department of Energy Loans

• Scribner Bank can help you finance qualifying energy efficient improvements
• Low interest rates with repayment terms up to 10 years
• Contact one of our loan officers for current rates and application procedures

Certificate of Deposit (CD) Loan

• Your CD can be used as collateral for your loan

*Loan interest rate is 2.0% to 3.0% above your CD interest rate